Buying or selling a home is one of the most important financial decisions you’ll ever make — and it comes with a mountain of paperwork, legal obligations, and tight deadlines. At SMA Law, we’re here to help you navigate every step of the real estate process with confidence.
Whether you’re purchasing your first home, selling your current property, or refinancing your mortgage, we offer reliable, experienced legal support for residential real estate transactions across Ontario, including Durham, Kawartha Lakes, Northumberland and the Greater Toronto Area (GTA).
Legal Services for Residential Property Transactions
We provide legal support for:
- Home purchases and sales (houses, condos, townhomes)
- Review and negotiation of Agreements of Purchase and Sale
- Title searches and due diligence
- Mortgage refinancing and registration
- Private lending and second mortgages
- Title transfers between family members or spouses
- Real estate closings and disbursements
Our goal is to ensure your transaction is legally sound, clearly understood, and completed on time — with no surprises.
Refinancing and Mortgage Transactions
Refinancing your home or registering a new mortgage involves strict timelines and detailed legal work. We help you:
- Review lender instructions
- Discharge old mortgages
- Register new mortgage loans
- Coordinate with your bank or broker
- Ensure compliance with all legal requirements
Whether you’re working with a major bank, a mortgage broker, or a private lender, we act quickly and accurately to protect your financial interests.
Trusted, Personalized Legal Guidance
We understand that every real estate transaction is unique. That’s why we take the time to explain your rights and responsibilities, answer your questions, and keep you informed every step of the way. Our team is responsive, approachable, and committed to making the legal process smooth and stress-free — whether you meet us virtually or in person.
We proudly offer remote services across Ontario and in-person appointments in the GTA.
Our Trusted Real Estate Network
We’ve built strong relationships with reliable professionals across the real estate industry, including:
- Experienced realtors
- Mortgage specialists and brokers
- Home inspectors
- Insurance providers
- Title insurance companies
If you need referrals, we’re happy to connect you with experts who share our high standards of service, helping you build a team you can trust.